Terms of Service

Acceptance of Terms

These Terms of Service ("Terms") govern your use of the website and services provided by globalcrafts SARL ("globalcrafts", "we", "our", or "us"). By accessing our website, using our services, or engaging with our company, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our website or services. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on our website.

Company Information

globalcrafts SARL is a company incorporated in Luxembourg with the following details:

Services Description

globalcrafts provides personal finance optimisation services for high earners, including but not limited to:

• Strategic tax optimisation and planning
• Investment portfolio management and advice
• Wealth protection strategies
• Retirement and pension planning
• Estate planning and succession advice
• International financial planning

All services are provided subject to applicable laws and regulations in Luxembourg and the European Union.

User Obligations

When using our website and services, you agree to:

• Provide accurate, complete, and truthful information
• Maintain the confidentiality of any login credentials
• Use our services only for lawful purposes
• Not interfere with or disrupt our website or services
• Comply with all applicable laws and regulations
• Respect the intellectual property rights of globalcrafts and third parties
• Not attempt to gain unauthorised access to our systems

You are responsible for all activities that occur under your account or through your use of our services.

Intellectual Property

All content on our website and materials provided through our services, including but not limited to text, graphics, logos, images, software, and design elements, are the property of globalcrafts or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any of our intellectual property without our prior written consent. Any unauthorised use of our intellectual property may result in legal action.

The globalcrafts name, logo, and all related marks are trademarks of globalcrafts SARL and may not be used without our express permission.

Financial Advice Disclaimer

The information provided through our website and services is for educational and informational purposes only and should not be construed as personalised financial advice unless explicitly provided as part of a formal advisory relationship.

All financial decisions should be made in consultation with qualified financial advisors. Past performance does not guarantee future results, and all investments carry risk of loss.

Limitation of Liability

To the fullest extent permitted by law, globalcrafts shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services.

Our total liability to you for any claims arising from or related to these Terms or our services shall not exceed the total amount paid by you to globalcrafts in the twelve months preceding the claim.

We make no warranties or representations about the accuracy, completeness, or suitability of the information provided through our website or services.

Indemnification

You agree to indemnify, defend, and hold harmless globalcrafts, its directors, officers, employees, and agents from and against any claims, damages, losses, costs, or expenses arising from your use of our services, violation of these Terms, or infringement of any rights of third parties.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Termination

Either party may terminate the service relationship at any time with appropriate notice as specified in individual service agreements. globalcrafts reserves the right to suspend or terminate access to our website and services immediately if you violate these Terms.

Upon termination, your right to use our services will cease immediately, and we may delete your account and all associated data, subject to our data retention obligations.

Sections of these Terms that by their nature should survive termination will continue to apply, including intellectual property rights, limitation of liability, and governing law provisions.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Luxembourg. Any disputes arising from or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Luxembourg.

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

Force Majeure

globalcrafts shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, pandemic, government regulations, or technical failures.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and globalcrafts regarding your use of our website and services, superseding all prior agreements and understandings.

Contact Information

If you have any questions about these Terms, please contact us: